Grubhub deliveries create multiple high-risk scenarios:

1. Rushed Delivery Times

Grubhub penalizes late deliveries, pressuring drivers to:

• Speed
  
• Run red lights
  
• Make sudden stops
  
• Block crosswalks
  
• Ignore right-of-way
  

2. GPS & App Distraction

Drivers constantly interact with the Grubhub app:

• Rerouting updates
  
• Delivery countdown timers
  
• Restaurant communication
  
• Drop-off photo requirements
  

This creates constant distraction, one of the leading causes of modern delivery accidents.

3. Bike / E-Bike Delivery Dangers

Many Grubhub couriers use:

• Bicycles
  
• E-bikes
  
• E-scooters
  

These riders often:

• Ride on sidewalks
  
• Speed through intersections
  
• Ignore traffic signals
  
• Travel at night without lights
  
• Weave between lanes
  

4. Poor Training & Screening

Unlike UPS or Amazon DSPs, Grubhub offers minimal training and limited oversight, which increases risks.

5. Late-Night Deliveries

Most severe accidents occur after dark, when visibility decreases.

Grubhub’s insurance model is different from DoorDash and Amazon — it is significantly more limited, which is why BLG often must stack multiple insurance policies.

Here’s what applies:

1. Grubhub Does Not Automatically Provide $1M Coverage

Unlike DoorDash, Postmates, or Uber Eats, Grubhub historically did NOT provide strong commercial insurance for its drivers.

However, many restaurants and delivery regions now require Grubhub to carry:

• Commercial auto liability
  
• Occupational accident insurance
  
• Contingent liability policies
  

Coverage varies by region, and BLG determines which plan applies.

2. “Active Delivery” Coverage

If commercial coverage is active in your region, it generally applies only during these times:

• The driver is en route to a pickup
  
• The driver is en route to drop-off
  

This may include:

• Up to $1,000,000 commercial coverage (in certain markets)
  
• Limited contingent coverage in others
  
• Personal vehicle policy if commercial coverage is denied
  

This is why subpoenas for Grubhub logs are critical.

3. When the App Is On but No Delivery Assigned

Coverage is usually:

• Contingent liability only
  
• Very limited
  
• Often denied unless the driver’s personal policy refuses first
  

4. Offline (App Closed)

Only personal auto insurance applies.

5. Bicycle, E-Bike & Scooter Deliveries

Grubhub does not provide automatic commercial coverage for:

• Bike couriers
  
• E-bike riders
  
• Electric scooter riders
  

Claims must be built through:

• Negligence
  
• Third-party insurance
  
• Property owner liability
  
• Product defects (e-bike batteries, brakes)
  

BLG specializes in assembling multi-policy coverage for these cases.

Grubhub drivers frequently cause collisions because they:

• Speed between deliveries
  
• Make unsafe U-turns
  
• Block lanes waiting for food
  
• Double-park illegally
  
• Drive distracted using the app
  

Common injuries include:

• Whiplash
  
• Herniated discs
  
• Broken bones
  
• Traumatic brain injuries
  
• Facial injuries
  
• Knee, shoulder, and wrist trauma
  

These cases can involve multiple insurance carriers, which BLG navigates aggressively.

Pedestrians are at high risk when Grubhub drivers or bikers:

• Pull into crosswalks
  
• Jump curbs during delivery
  
• Speed on sidewalks (bike couriers)
  
• Deliver in busy residential zones
  
• Fail to yield at night
  

These incidents often cause severe injuries, and Grubhub may share liability for:

• poor training
  
• poor screening
  
• unsafe routing rules
  
• failing to supervise delivery contractors
  

Grubhub delivery cyclists frequently cause accidents when they:

• Ride too fast
  
• Ignore stop signs
  
• Use sidewalks as shortcuts
  
• Travel the wrong way in traffic
  
• Ride without lights
  
• Weave through cars to beat delivery timers
  

BLG handles injuries to:

• Pedestrians
  
• Motorists
  
• Cyclists hit by Grubhub riders
  
• Delivery riders injured due to unsafe conditions
  

We also pursue product liability claims when defective e-bikes contribute to injury.

Assault and sexual misconduct cases may include:

• Harassment at the doorstep
  
• Unwanted touching
  
• Following a customer
  
• Attempted entry into the home
  
• Explicit comments
  
• Physical assault
  
• Stalking after a delivery
  

Victims may pursue claims against Grubhub for:

• negligent hiring
  
• negligent supervision
  
• failure to screen criminal history
  
• failure to act on prior complaints
  
• unsafe delivery protocols
  

BLG handles these sensitive cases with strict confidentiality.

Wrongful death involving Grubhub drivers may result from:

• High-speed crashes
  
• E-bike collisions
  
• Pedestrian impacts
  
• Nighttime delivery accidents
  
• Driver intoxication
  
• Assault or violence
  
• Unsafe delivery conditions
  

Families may recover:

• Funeral costs
  
• Future financial support
  
• Loss of companionship
  
• Emotional pain
  
• Survival action damages
  

Preserving Grubhub logs is essential — BLG sends immediate preservation letters.

BLG uses a combination of theories to establish liability:

Negligence (CACI 400 / 401)

Failure to use reasonable care.

Negligent Hiring / Retention / Supervision (CACI 426 / 427)

Failure to screen unsafe drivers.

Vicarious Liability

Whether the driver is a contractor or employee, Grubhub may still be liable.

Agency Liability

Even independent contractors can create agency relationships.

Premises Liability (CACI 1000)

Injuries occurring on porches, stairs, or apartment complexes during delivery.

Product Liability

Defective bikes, scooters, or delivery equipment.

Negligent Security

Assault incidents during deliveries

We secure:

• Delivery route logs
  
• GPS data
  
• Pickup & drop-off timestamps
  
• Photo-verification records
  
• Background checks
  
• Prior complaint histories
  
• Restaurant arrival times
  
• Doorbell camera footage
  
• Apartment complex logs
  
• Dashcam videos
  
• Police & EMT reports
  

Grubhub often resists evidence production—BLG aggressively enforces subpoenas.

You may be entitled to compensation for:

• Medical bills
  
• Future medical treatment
  
• Lost wages
  
• Future earnings loss
  
• Pain and suffering
  
• Emotional trauma
  
• PTSD
  
• Scarring & disfigurement
  
• Property damage
  
• Wrongful death
  

Commercial coverage (where available) allows for higher settlement values.