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California Car Accident Law: Understanding Your Rights After a Collision

Car accidents can change lives in an instant. Beyond the physical pain and property damage, victims are often left navigating medical bills, insurance disputes, and lost income — all while trying to heal.

At Bakh Law Group, PC, we represent injury victims throughout California who were harmed by negligent, reckless, or impaired drivers. Our firm’s approach combines deep trial experience with compassion and clarity, ensuring that every client understands their rights under California law and the legal process that follows a collision.

This guide explains how California’s car accident and negligence laws work, what you can recover, and what to expect when pursuing a claim.

California Car Accident Law: The Basics

California law requires every driver to use reasonable care while operating a motor vehicle. Failure to do so constitutes negligence.

Negligence is defined under CACI 400 (Negligence—Essential Factual Elements) as:

  1. The defendant owed the plaintiff a duty of care;
  2. The defendant breached that duty;
  3. The plaintiff was harmed; and
  4. The defendant’s negligence was a substantial factor in causing the harm.


In a car accident, this typically means a driver failed to act as a reasonably careful person would — by speeding, texting, running a red light, or failing to yield.

Proving Fault and Liability

California follows the doctrine of comparative fault, meaning each party’s share of responsibility determines how damages are divided.

UnderCACI 405 (Comparative Fault), even if a plaintiff is partially at fault, they may still recover damages, reduced by their percentage of fault. For example, if you were 20% at fault and your total damages were $100,000, you could still recover $80,000.

This rule encourages fairness and ensures that one party’s partial mistake doesn’t bar recovery entirely.

Common Types of Negligence in Auto Cases

Car accident claims can arise from numerous negligent acts, including:

  • Distracted driving (texting, using GPS)
  • Speeding or reckless driving
  • Running stop signs or red lights
  • Following too closely
  • Failing to yield or signal
  • Driving under the influence of alcohol or drugs
  • Fatigued or drowsy driving

Negligence can also apply to vehicle owners, employers, and other third parties, as discussed below.

Negligent Entrustment and Permissive Use

California recognizes liability not only for negligent drivers but also for those who permit negligent drivers to operate their vehicles.

Under CACI 724 (Negligent Entrustment of a Motor Vehicle), an owner may be liable if they:

  1. Owned or controlled the vehicle;
  2. Allowed another person to drive it;
  3. Knew or should have known that the driver was unfit or incompetent; and
  4. That driver’s negligence caused the accident.

Separately, California Vehicle Code §17150 (Permissive Use Doctrine) provides that vehicle owners are liable for the negligence of any person driving their vehicle with their permission, up to certain statutory limits.

The “Sudden Emergency” Doctrine

Sometimes, a driver faces a sudden and unexpected situation that leaves no time for reflection or careful judgment—for example, a child running into the street or a sudden mechanical failure.

Under CACI 452 (Sudden Emergency Doctrine), a driver is not negligent if they acted as a reasonably careful person would have under the same emergency circumstances, so long as they did not cause the emergency themselves.

This defense is often raised by insurance companies to minimize liability, but courts examine whether the “emergency” truly left no reasonable alternative.

Comparative Negligence and Shared Fault

Many car accident cases involve shared responsibility.

Even if both drivers contributed to the collision, California’s pure comparative negligence system ensures recovery is still possible.

For instance, if one driver was speeding and another was distracted, both may share fault. A jury assigns each percentage of blame, and the damages are reduced accordingly.

This approach, codified through Li v. Yellow Cab Co. (1975) 13 Cal.3d 804, promotes fairness in allocating damages based on true fault.

Potential for Punitive Damages

Most auto accident cases involve compensatory damages(for medical bills, lost wages, and pain and suffering). However, punitive damages may be available when the at-fault driver acted with malice, oppression, or fraud — such as driving under the influence or engaging inroad rage.

Under Civil Code §3294 and CACI 3949 (Punitive Damages), punitive damages punish particularly egregious behavior and deter others from similar conduct. Courts require clear and convincing evidence that the defendant’s actions demonstrated a conscious disregard for safety.

Steps to Take After a Car Accident
  1. Ensure Safety and Call 911 – Report injuries and request medical help.
  2. Exchange Information – Obtain driver’s license, insurance, and vehicle details.
  3. Document Everything – Take photographs of the scene, vehicles, and injuries.
  4. Seek Medical Attention – Even minor pain can signal serious internal injury.
  5. Report to Insurance – Notify your insurer promptly but avoid recorded statements without counsel.
  6. Contact an Attorney – Legal guidance ensures evidence is preserved and dead lines are met.
The Insurance Claim Process

California requires all drivers to carry minimum liability insurance under Vehicle Code §16056. Claims typically proceed in one of two ways:

  • Through the at-fault driver’s insurance (“third-party claim”)
  • Through your own insurance (if you have MedPay or uninsured/underinsured motorist coverage)

Insurers often dispute liability or undervalue damages. Having legal representation can protect you from low settlements and ensure proper valuation of medical costs, lost earnings, and pain and suffering.

Third - Party Claims

Some car accidents involve parties other than the drivers themselves, including:

  • Employers (vicarious liability if employee was driving for work)
  • Vehicle manufacturers (defective components or safety systems)
  • Government entities (dangerous road conditions)
  • Repair shops or mechanics (negligent maintenance)

Identifying all responsible parties can significantly increase recovery potential.

Statute of Limitations

Under California Code of Civil Procedure §335.1, the statute of limitations for personal injury arising from a car accident is two years from the date of the collision.

If the defendant is a government entity, a Government Tort Claim must be filed within six months of the incident (Gov. Code §911.2).

Failing to file within these deadlines can bar your claim entirely.

Damages Available in Car Accident Cases

Victims of car accidents may recover:

  • Medical expenses (past and future)
  • Lost wages and loss of earning capacity
  • Property damage (vehicle repairs or replacement)
  • Pain, suffering, and emotional distress
  • Loss of consortium (for spouses)
  • Punitive damages (in egregious cases)

There is no statutory cap on general damages in non-medical personal injury cases.

CACI Jury Instruction Overview

Key instructions often used in car accident trials include:

  • CACI 400 – Negligence (basic duty of care)
  • CACI 401 – Basic standard of care for drivers
  • CACI 405 – Comparative fault of plaintiff
  • CACI 411 – Liability for agents/employees
  • CACI 452 – Sudden emergency doctrine
  • CACI 724 – Negligent entrustment of motor vehicle
  • CACI 3921 – Loss of consortium
  • CACI 3949 – Punitive damages

These instructions guide juries in determining responsibility, causation, and damages.

Frequently Asked Questions (FAQs)
When should I contact an attorney?

Immediately. Early representation ensures evidence preservation, proper medical evaluation, and protection from insurer manipulation.

What if multiple cars were involved?

Liability is apportioned among all responsible drivers based on comparative fault.

How much is my case worth?

It depends on medical expenses, lost wages, liability, and long - term impact. Serious injuries or DUI cases may warrant higher damages.

What if my case goes to trial?

Your attorney will prepare evidence, expert testimony, and jury instructions such as CACI 400 – 405 to establish negligence and damages.

What if I was a pedestrian or cyclist?

You can still recover under the same negligence principles if a driver’s carelessness caused your injury.

Do I need an attorney for a minor accident?

For property - only cases, you might handle it alone. But if you suffered injury, even soft - tissue pain, an attorney ensures fair valuation and protects against insurer tactics.

What evid ence helps the most?

Photos, medical records, repair bills, witness testimony, and consistent documentation strengthen your claim.

How are pain and suffering damages calculated?

There’s no formula — juries consider severity, duration, and impact of injuries on daily life.

Can a passenger be held at fault?

Rarely, but if the passenger distracted the driver or interfered, partial liability could apply.

What if the other driver fled the scene?

Hit - and - run victims can recover through uninsured motorist coverage or, in some cases, the Victim Compensation Board.

What is “negligent entrustment”?

When a vehicle owner lets an unfit or reckless driver operate their car, making the owner liable for resulting damages.

Can I sue if the driver was drunk?

Yes. DUI - related crashes often justify punitive damages due to conscious disregard for safety.

What if my loved one was killed in the crash?

You may file a wrongful death claim (CCP §377.60) and recover funeral expenses, lost support, and companionship.

Will my insurance rates go up?

If you’re not at fault, your rates typically shouldn’t increase. Fault determination can affect premiums.

How long does an insurance claim take?

Minor claims can settle in weeks; complex or injury - heavy claims may take months or years.

What if I didn’t feel pain until days later?

That’s common. Some injuries manifest gradually. Seek medical evaluation and document symptoms promptly.

What if the road was unsafe?

You can bring a claim against the responsible public entity under Gov. Code §835 , but you must file within six months.

What if the accident was caused by a mechanical defect?

You may have a product liability claim against the manufacturer.

Can I recover if I wasn’t wearing a seatbelt?

Possibly. Failure to wear a seatbelt may reduce damages under comparative fault but doesn’t automatically bar recovery.

What if my child was injured?

A parent or guardian can bring a claim on behalf of a minor. Settlements require court approval.

What if a ride share driver caused the accident?

Uber and Lyft maintain $1 million in coverage for active rides; different limits apply depending on app status.

Wha t if the driver was on the job?

Their employer may be liable under responde at superior if the employee was acting within the scope of employment.

Can passengers file a claim?

Yes. Passengers can pursue claims against any negligent driver, including the one operating their own vehicle.

How is fault determined?

Fault is determined by evidence such as police reports, witness statements, and accident reconstruction.

What if I was partially at fault?

You can still recover damages under comparative negligence, reduced by your percentage of fault.

What if the other driver was uninsured?

You can file through your uninsured motorist coverage (UM/UIM) if included in your policy.

Should I speak to the other driver’s insurance company?

Not without consulting an attorney. Insurance adjusters often seek statements that minimize your claim.

Do I have to report every accident?

Yes. California Vehicle Code §16000 requires you to report any accident involving injury, death, or over $1, 000 in property damage to the DMV within 10 days.

How long do I have to file a lawsuit in California

Two years from the date of the accident (CCP §335.1). Government claims must be filed within six months.

What should I do immediately after a car accident?

Ensure everyone’s safety, call 911, exchange information, document the scene, and seek medical attention even if injuries seem minor.

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If you’ve been injured in a car accident anywhere in California, call Bakh Law Group, PC for a free consultation. We’ll review your case, explain your rights, and help you secure the compensation you deserve.

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