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California Workers’ Compensation: Understanding Your Rights After a Workplace Injury

Every employee in California deserves a safe workplace and the assurance that if an injury occurs, they will receive the medical care and financial support they need to recover.Unfortunately, many workers find the workers’ compensation system confusing, delayed, or even adversarial.

If you’ve been hurt on the job—whether through a sudden accident, repetitive stress injury, or occupational illness—you have important legal rights under California law. The workers’ compensation system is designed to provide medical care, wage replacement, and disability benefits to injured workers, regardless of fault.

At Bakh Law Group, PC, we represent injured workers throughout California, helping them navigate complex claims, secure the benefits they deserve, and explore all available legal remedies—including potential third-party claims when someone other than your employer may be responsible.

Statute of Limitations

Generally, you have one year from the date of injury to file a claim with the Workers’Compensation Appeals Board. However, other deadlines apply — such as the 30-day notice rule to your employer.

For third-party personal injury claims, the statute of limitations is typically two years from the date of injury. Because multiple timelines may apply, consulting an attorney early ensures that no deadlines are missed.

Third-Party Liability: Claims Beyond Workers’ Comp

While workers’ compensation provides limited benefits, it does not allow recovery for pain and suffering or full wage losses. However, if a third party (someone other than your employer or co-worker) contributed to your injury, you may have a separate civil lawsuit.

Examples of potential third-party claims include:

  • A negligent driver who caused your work-related vehicle accident
  • A property owner who failed to maintain safe conditions
  • A manufacturer of defective machinery or tools
  • A subcontractor whose unsafe practices led to injury

These claims can be pursued in addition to your workers’ compensation benefits, allowing for recovery of full damages, including pain and suffering.

Available Workers’ Compensation Benefits

1. Medical Care

All reasonable and necessary medical treatment is covered, including hospital visits, surgery ,medication, therapy, and transportation to medical appointments. There are no deductibles or copays.

2. Temporary Disability Benefits

If your doctor determines you cannot work while recovering, you may receive temporary disability payments equal to two-thirds of your average weekly wages, subject to statutory limits.

3. Permanent Disability Benefits

If your injury leaves you with lasting impairment, you may receive permanent disability compensation, calculated based on your disability rating, age, and occupation.

4. Supplemental Job Displacement Benefits

If you cannot return to your prior job, you may qualify for a voucher worth up to $6,000 to pay for retraining or education for a new career.

5. Death Benefits

If a worker dies as a result of a job-related injury or illness, their dependents are entitled to death benefits, including burial expenses and ongoing financial support.

Types of Workplace Injuries Covered

California’s workers’ compensation system covers virtually all injuries and illnesses that arise out of or occur during employment, including:

  • Traumatic injuries (slips, trips, falls, machinery accidents, burns)
  • Repetitive motion injuries (carpal tunnel, back strain, tendonitis)
  • Construction site accidents
  • Vehicle accidents while on the job
  • Exposure to hazardous chemicals or materials
  • Occupational diseases (respiratory, hearing, or stress
  • Aggravation of pre-existing conditions caused by work duties

You are covered whether the injury occurred suddenly or developed over time—as long as your employment contributed substantially to the condition.

What to Do After a Workplace Injury

1. Report the Injury

You must notify your employer of your injury as soon as possible—ideally in writing.California law requires reporting within 30 days of the injury or from the date you discovered that your illness or condition was caused by your work. Failure to report on time can jeopardize your claim.

2. Seek Medical Treatment

You have the right to receive medical care immediately. Your employer must provide you with a claim form (DWC-1) within one working day of being notified. Once you file this form, your employer’s insurance company is obligated to authorize up to $10,000 in medical treatment while your claim is under review.

If your employer has a Medical Provider Network (MPN), you must select a treating physician within that network. If not, you may have the right to choose your own doctor after 30 days.

3. File a Workers’Compensation Claim

Your employer will submit your claim to their workers’ compensation insurance carrier, who will investigate and determine whether to accept or deny it. You should receive a written response from the insurance company within 14 days.

4. Keep Records

Document all medical visits, expenses, and communications with your employer or their insurer.Keep copies of your DWC-1 form, wage records, and any correspondence related to your injury.

5. Consult a Workers’ Compensation Attorney

If your claim is delayed, denied, or undervalued, an experienced attorney can file for a hearing with the Workers’ Compensation Appeals Board (WCAB), obtain independent medical evaluations, and ensure your benefits are properly calculated.

Frequently Asked Questions (FAQs)
What are my rights if a third party caused my injury?

You may file a civil law suit against the third party for full damages, including pain and suffering — in addition to receiving workers’ comp benefits.

Can I still get benefits if I return to work?

Yes, depending on your restrictions and whether you’re earning less than before the injury.

What if I want to settle my case?

You may settle your claim in one of two ways: a Stipulated Award (ongoing benefits) or a Compromise & Release (lump-sum payout). Your attorney will help determine which is better for you.

What happens after I reach “maximum medical improvement” (MMI)?

Once your condition stabilizes, your doctor will assign a permanent disability rating, which determines your final benefits.

What if I was at fault for my injury?

You are still entitled to benefits. The system is no-fault, though certain conduct (e.g.,intoxication or fighting) may disqualify you.

Are mental or emotional injuries covered?

Yes, if caused primarily by job conditions or traumatic events at work. These cases often require strong medical documentation.

What if I die from my work injury?

Your dependents can file for death benefits, including burial costs and weekly support payments.

How long does it take to receive benefits?

If your claim is accepted, benefits typically begin within 14 days of reporting. Disputed claims may take longer and require legal representation.

Can I choose to sue instead of filing for workers’ comp?

Not against your employer. Workers’ comp is the exclusive remedy, but you may sue other negligent parties.

What if I developed an injury over time, like carpal tunnel or back pain?

Gradual or cumulative injuries are covered. The claim timeline starts when you first knew or should have known the injury was work-related

Do independent contractors qualify?

True independent contractors are generally not covered, but many workers misclassified as“contractors” actually qualify as employees.

What if my employer doesn’t have workers’ comp insurance?

You can file a claim with the Uninsured Employers Benefits Trust Fund (UEBTF), which pays benefits when employers fail to carry coverage.

What if I was injured in a car accident while working?

If you were driving for work (not commuting), you are covered. You may also have a separate third-party auto claim against the other driver.

Can I sue my employer for negligence?

Generally, no. Workers’ compensation is your exclusive remedy against your employer.However, you may sue other third parties who contributed to the injury.

Do I get paid while my claim is being reviewed?

If your claim is under investigation, the insurance company must still authorize up to $10,000 in medical treatment and may owe temporary disability benefits once the claim is accepted.

Can I be fired for filing a workers’ compensation claim?

No. Retaliation is illegal under California Labor Code §132a. You may have additional claims if your employer retaliates or discriminates against you.

How are permanent disability benefits calculated?

Permanent disability is based on a rating system that considers your medical impairment, occupation, and age. The higher the rating, the greater the compensation.

What if I can work light duty or part-time?

You may receive partial temporary disability benefits to cover the difference between your pre-injury and post-injury earnings.

How much will I receive in temporary disability benefits?

Generally, you’ll receive two-thirds of your average weekly wages, up to the statutory maximum set annually by the state.

What if my claim is denied?

You can appeal the denial through the Workers’ Compensation Appeals Board. An attorney can represent you and present medical evidence supporting your claim.

Can I see my own doctor?

If your employer has a Medical Provider Network (MPN), you must use one of their doctors initially. If they don’t, you may select your own doctor after 30 days.

What should I do if my employer refuses to file my claim?

If your employer won’t cooperate, you can file directly with the Division of Workers’ Compensation and contact an attorney immediately.

What happens if I don’t report it in time?

Failure to report within 30 days may result in denial of benefits unless you had a valid reason, such as delayed symptoms or lack of awareness that the injury was job-related.

How soon must I report my injury?

You must report your injury to your employer within 30 days of the incident or from the date you realized it was work-related.

Do I have to prove my employer was at fault to receive benefits?

No. California’s system is “no-fault.” You qualify as long as the injury arose out of and in the course of employment.

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At Bakh Law Group, we’ve handled thousands of personal injury and car accident cases throughout California. We understand the nuances of negligence law, insurance tactics, and the courtroom strategies that lead to successful outcomes.

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If you’ve been injured in a car accident anywhere in California, call Bakh Law Group, PC for a free consultation. We’ll review your case, explain your rights, and help you secure the compensation you deserve.

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